Other Areas of Law 

 

The courtroom is not the entirety of the law, and, even in the courtroom, the civil docket is not the only side to the only one to be heard.  We can handle smaller criminal matters, transactional work, preventative consultation, organization of a business entity, and other areas.  Don't misunderstand; we don't pretend to do everything.  But, if we don't do the particular sort of law you need, we will make it our job to see if we can find someone who does.  Let's talk.

If you suffer from creditor harassment, are overwhelmed by debt, or if you are a business owner struggling with debt collection, it is important to have a clear understanding of your rights and obligations.  We have extensive experience representing individual and business clients in debt collection defense. Texas is a favorable state for credit card debtors. Credit card debtors cannot garnish your wages or take your home-you can protect your rights.

 

Strategic Legal Advocacy in Credit Card Debt Collection Defense

Our attorneys work with individuals and businesses in defending against debt collection actions. Whether you are facing a debt collection lawsuit or are overwhelmed by creditor harassment, our attorneys will take the time to explore your rights and options. We have extensive experience in civil litigation and debt collection defense. We will aggressively defend your interests to achieve a debt relief solution.

 

Debt Sold to a Collection Agency

If you are indebted to a credit card company, you do have options to protect yourself against unmanageable penalties and fees. You may be able to defend against a credit card company that has sold your debt to a collection agency. In many of these cases, our attorneys can either obtain a judgment for the debtor or persuade the creditor to drop the lawsuit.

This strategy works because collection agencies usually buy hundreds or thousands of delinquent accounts with minimal information on each one. Without good documentation, it is difficult or impossible to prove the full amount of debt and the identity of the debtor. Also, if debts are bought at a discount, it may not be worth it to pursue debts if case is defended aggressively. Our attorneys have significant experience in pursing these matters.

 

Credit Card Debt Negotiation

Even if your debt has not been sold to a collection agency, you may be able to reduce the total amount owed or arrange a payment plan through credit card debt negotiations. Our attorneys work with clients facing lawsuits or credit card demand letters and have been able to settle cases for between 30 and 50 percent of what is owed.

For more information or to schedule a consultation with an experienced lawyer serving individuals, families, and businesses throughout Lewisville, Denton County and the surrounding areas of Texas, please call.